Protect Your Clients Retail Business
SterlingRisk Programs has managed national risk purchasing groups for over 30 years. In 2014, we created SMART-U to protect a wide range of retail stores, grocery stores, owners, merchants, and tenants.
Program Highlights
Who Can We Protect?
Broad Eligibility:
- Retail stores — free-standing or in shopping centers
- Shoe stores
- Supermarkets
- Grocery stores
- Clothing stores
- Jewelry stores
- Eye / vision centers
- Electronic stores
- Household goods
- Stationery stores
- Office supply stores
Ineligible Classes:
- Second-hand stores
- Amusement rides
- Auto services
- Pharmaceuticals
- Guns & ammo
- Infant or medical products
- Free standing liquor stores
Why SMART-U?
- Limits up to $100 million. $10 million (M.P. $8000); $15 million (M.P. $8500); $25 million (M.P. $10,000); $50 million; $75 million; $100 million
- Competitive product offering
- Personal excess liability available for principals (minimum underlined $5 million)
- Limits apply separately to each member of the risk purchasing group
- Most favorable venue endorsement
- Follow form per location aggregate
- Provide excellence in protection — dedicated program underwriting service
- Coverage for internet and international sales
- Follow form auto liability, abuse, assault, non-intentional discrimination, and liquor
What Sets us Apart?
- A.M. Best A-Rated
- Admitted in all states
- Dedicated underwriting SMART-U Specialists
